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Edition 08/2026 · Total cost of ownership calculator

What does
your car really
cost?

The purchase price is only the beginning. Depreciation, insurance, servicing, tyres, fuel or energy and fees make up the full cost. We add them up for 500+ models, in 30 seconds.

Calculate my car's true cost→
8 questions · no signup · free PDF
Calculation scope
Depreciation, fuel or energy, insurance, servicing, tyres, repairs, financing and fees. The result depends on the model and your profile.
0101 · Live table - rotates every 5 seconds

Tesla Model 3 LR vs VW Golf 1.5 TSI

Position
BEV
Tesla Model 3 LR
ICE
VW Golf 1.5 TSI
Fuel / energy86 £/mo246 £/mo
Depreciation192 £/mo204 £/mo
Insurance54 £/mo48 £/mo
Service & tyres23 £/mo54 £/mo
5-year TCO
23 040 £
33 180 £
BEV/HEV saving10 140 £over 5 years · 169 £/mo
0202 · Four paths

One engine.
Four audiences.

01Private
See if an EV makes sense for you
→ 8-question wizard 85% of users pick this path
02Sole trader
Lease vs buy outright
→ Calculator + tax shield Average saving: £3,400/year
03Fleet
Optimise 50 cars in 5 minutes
→ Fleet Architect + PDF 9 optimisation modules
04Dealer
A buyer ready to sign
→ Lead form + dashboard 187 leads/Q · 34% conversion
0303 · Methodology

We don't guess.
We calculate.

Every figure in the table comes from the TCO v5.0 engine: 2D depreciation surface, event-based maintenance, per-brand tier intervals, speed-dependent consumption, regional labour multipliers, Monte Carlo at the close.

Full methodology →
500+
Models in the database
5
Powertrains (BEV/HEV/PHEV/ICE/LPG)
500
Monte Carlo simulations per result
9
Optimisation modules
40+
Brands with warranty data
1000+
Pytest regression tests
0404 · Tools

12 calculators. Each with its own solver.

Real TCO Ranking
Two-model comparator
Charger map (80k stations)
Winter range simulator
CO2 calculator
LPG converter
Leasing calculator
Insurance comparator
Battery degradation
Energy tariffs source
Fuel prices source
Fleet PDF (up to 50 cars)
0505 · Reportage

What the dealer
left out.

8 cost components. The dealer shows 2. The rest land in your inbox - or only at resale.

Visibility to a buyer at the dealership
Fuel / energy
Visible
Lease payment
Visible
5-year depreciation
Hidden
Insurance
Partial
Service (full schedule)
Hidden
Tyres & brakes
Hidden
Battery / EGR replacement
Hidden
ULEZ / city charges
Hidden

„The dealer showed me the monthly payment and fuel cost. Four years later it turned out the residual value had dropped by 38% - nobody had counted that.”

── Martin K., 2-person business owner, Greater London
0606 · Blog

Data,
not opinions.

Every article based on real engine calculations. No sponsors, no clickbait.

TCO2026-07-22 · 7 min

Ferrari Elettrica 2026 - official data without invented TCO

Read →
TCO2026-07-22 · 8 min

Current RealTCO v5.0 comparison: Mazda 6e 68.8 and alternatives

Read →
TCO2026-07-22 · 8 min

Current RealTCO v5.0 comparison: Hyundai Ioniq 6 LR AWD and alternatives

Read →
All articles →
0707 · Guides

Four step-by-step guides.

Pick a scenario, check the decision table, calculate in 5 steps.

Leasing

EV leasing 2026

5 steps · 9 minOpen guide →
BEV + PV

Wallbox + PV: 3-year ROI

5 steps · 7 minOpen guide →
SCT / ULEZ

ULEZ London 2027 - what to know

4 steps · 6 minOpen guide →
Bateria

Battery after 8 years: the truth

5 steps · 11 minOpen guide →
The choice is yours

Find out.
Or keep
paying.

Calculate my car's true cost
30 seconds. No account. Free PDF. Come back tomorrow - we save your data in your browser.