Fleet TCO Report 2026
BEV vs HEV vs ICE for businesses
Comparison of static model examples. Assumptions: 15,000 km/year, 5 years, business use with tax shield. The full catalogue contains 3183 models.
This report compares static model examples, not the entire verified catalogue. The date above is the calculation date, not an offer validity date. Engine version: 6.0.
Key figures
-
monthly net TCO
PLN 1,798
monthly net TCO
PLN 1,813
monthly net TCO
PLN 900
over 5 years vs ICE
Average TCO/month by segment
BEV, HEV and ICE comparison - average monthly net TCO per segment. Assumptions: 15,000 km/year, 5 years, business.
Calculations for static examples. The full catalogue (3100+ vehicles) is not the sample used in this report.
Top 15 fleet models
Sorted by monthly net TCO (business, 15,000 km/year, 5 years).
| # | Model | TCO/month |
|---|---|---|
| 🏆 | Toyota Yaris Hybrid | PLN 1,196/mies. |
| #2 | Skoda Fabia 1.0 TSI | PLN 1,220/mies. |
| #3 | VW Polo 1.0 TSI | PLN 1,299/mies. |
| #4 | Toyota Corolla Hybrid | PLN 1,364/mies. |
| #5 | Skoda Octavia 1.5 TSI | PLN 1,464/mies. |
| #6 | VW Golf 1.5 TSI | PLN 1,573/mies. |
| #7 | Kia Niro Hybrid | PLN 1,598/mies. |
| #8 | Toyota Camry Hybrid | PLN 1,958/mies. |
| #9 | Hyundai Tucson Hybrid | PLN 2,105/mies. |
| #10 | VW Passat 1.5 TSI | PLN 2,141/mies. |
| #11 | Kia Sorento Hybrid | PLN 2,566/mies. |
| #12 | BMW 3 Series 320i | PLN 3,181/mies. |
Cost structure (%)
How TCO breaks down - energy, maintenance, insurance, depreciation and tax shield (reduces cost).
Calculations for static examples. The full catalogue (3100+ vehicles) is not the sample used in this report.
Key findings
- 1Hybrids (HEV) are the cheapest fleet option: saving on average PLN 900 over 5 years vs ICE.
- 2Cheapest model: Toyota Yaris Hybrid - only PLN 1,196/month TCO.
- 3Tax shield (CIT 19% depreciation) levels the playing field - especially for BEV and PHEV.
- 4Segment C (compact) offers the best cost balance for fleets up to 10 vehicles.
Methodology
TCO v6.0 engine: depreciation based on age and mileage, maintenance by time and mileage, energy and insurance costs, and tax calculations.
Assumptions: new car, 15,000 km/year, 5 years, 40% city / 35% road / 25% motorway. Entity: company, CIT 19% tax, tax shield enabled.
Fuel prices: latest e-petrol.pl reading.
Electricity: the TCO engine's dynamic tariff for home charging. Insurance: calculation by 20 risk groups.
Calculate your fleet TCO
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Report Q4 2026 | CzymPojade.pl | Generated: 14 October 2026 | Data for information purposes only.