VW up! 1.0 2025 vs Kia Rio 1.2 2025
TCO comparison over 5 years (15,000 km/year)
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Cheaper to run
VW up! 1.0 2025
You save £176/mo (£10,544 over 5 years) compared to Kia Rio 1.2 2025.
Petrol/Diesel · A - Mini
VW up! 1.0 2025
£1,631/mo
New price: £62,000 · Residual after 5y: 40%
Petrol/Diesel · B - Male
Kia Rio 1.2 2025
£1,807/mo
New price: £75,000 · Residual after 5y: 40%
Full cost breakdown
| Category | VW | Kia |
|---|---|---|
| Starting price | £62,000 | £75,000 |
| Monthly (TCO) | £1,631 | £1,807 |
| Fuel / energy (mo) | £434 | £464 |
| Service (mo) | £134 | £134 |
| Insurance (mo) | £128 | £144 |
| Depreciation (mo) | £620 | £750 |
| Residual after 5 years | £24,800 | £30,000 |
| Retention (%) | 40% | 40% |
| CO₂ emissions (g/km) | 120 | 130 |
| Warranty (years) | 2 | 7 |
Calculated by the TCO v4.0 engine against a 983-model database. Actual figures will vary with driving style, region and individual insurance history. Open the full calculator: /wizard.