Seat Ibiza 1.0 TSI 2025 vs Kia Rio 1.2 2025
TCO comparison over 5 years (15,000 km/year)
Polish market data, FX-converted from PLN at a fixed NBP rate (2026-04-26).
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Cheaper to run
Kia Rio 1.2 2025
You save £35/mo (£2,087 over 5 years) compared to Seat Ibiza 1.0 TSI 2025.
Petrol/Diesel · B - Male
Seat Ibiza 1.0 TSI 2025
£360/mo
New price: £15,440 · Residual after 5y: 45%
Petrol/Diesel · B - Male
Kia Rio 1.2 2025
£325/mo
New price: £14,180 · Residual after 5y: 51%
Full cost breakdown
| Category | Seat | Kia |
|---|---|---|
| Starting price | £15,440 | £14,180 |
| Monthly (TCO) | £360 | £325 |
| Fuel / energy (mo) | £101 | £102 |
| Service (mo) | £25 | £23 |
| Insurance (mo) | £35 | £34 |
| Depreciation (mo) | £142 | £116 |
| Residual after 5 years | £6,948 | £7,232 |
| Retention (%) - forecast | 45% | 51% |
| CO₂ emissions (g/km) | 116 | 128 |
| Warranty (years) | 2 | 7 |
Calculated by the TCO v5.0 engine against a 3189-model database. Actual figures will vary with driving style, region and individual insurance history. Open the full calculator: /wizard.