Kia Picanto 1.2 DPI 2026 vs VW up! 1.0 2025
TCO comparison over 5 years (15,000 km/year)
Polish market data, FX-converted from PLN at a fixed NBP rate (2026-04-26).
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Cheaper to run
VW up! 1.0 2025
You save £9/mo (£534 over 5 years) compared to Kia Picanto 1.2 DPI 2026.
Petrol/Diesel · A - Mini
Kia Picanto 1.2 DPI 2026
£307/mo
New price: £14,400 · Residual after 5y: 51%
Petrol/Diesel · A - Mini
VW up! 1.0 2025
£298/mo
New price: £12,400 · Residual after 5y: 45%
TCO in a 1:1 frame
A square graphic using this scenario's results, ready to download as PNG.
Full cost breakdown
| Category | Kia | VW |
|---|---|---|
| Starting price | £14,400 | £12,400 |
| Monthly (TCO) | £307 | £298 |
| Fuel / energy (mo) | £94 | £82 |
| Service (mo) | £23 | £23 |
| Insurance (mo) | £30 | £31 |
| Depreciation (mo) | £118 | £114 |
| Tyres (mo) | £14 | £14 |
| Running costs (mo) | £26 | £30 |
| Repairs (mo) | £0 | £3 |
| Fees (mo) | £2 | £2 |
| Residual after 5 years | £7,344 | £5,580 |
| Retention (%) - forecast | 51% | 45% |
| CO₂ emissions (g/km) | 131 | 120 |
| Warranty (years) | - | 2 |
Calculated by the TCO v6.0 engine against a database of 500+ models. Actual figures will vary with driving style, region and individual insurance history. Open the full calculator.