Fiat Pandina 1.0 GSE 70 KM Hybrid 2026 vs Kia Rio 1.2 2025
TCO comparison over 5 years (15,000 km/year)
Polish market data, FX-converted from PLN at a fixed NBP rate (2026-04-26).
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Cheaper to run
Fiat Pandina 1.0 GSE 70 KM Hybrid 2026
You save £12/mo (£721 over 5 years) compared to Kia Rio 1.2 2025.
Petrol/Diesel · A - Mini
Fiat Pandina 1.0 GSE 70 KM Hybrid 2026
£335/mo
New price: £12,820 · Residual after 5y: 40%
Petrol/Diesel · B - Small
Kia Rio 1.2 2025
£347/mo
New price: £14,180 · Residual after 5y: 51%
Full cost breakdown
| Category | Fiat | Kia |
|---|---|---|
| Starting price | £12,820 | £14,180 |
| Monthly (TCO) | £335 | £347 |
| Fuel / energy (mo) | £108 | £124 |
| Service (mo) | £23 | £23 |
| Insurance (mo) | £26 | £34 |
| Depreciation (mo) | £129 | £116 |
| Residual after 5 years | £5,099 | £7,232 |
| Retention (%) - forecast | 40% | 51% |
| CO₂ emissions (g/km) | 116 | 128 |
| Warranty (years) | - | 7 |
Calculated by the TCO v6.0 engine against a database of 500+ models. Actual figures will vary with driving style, region and individual insurance history. Open the full calculator.